I needed a new computer in a big bad way. I was three months into my plans to open a new recording studio and I was maxing out my resources just to get the studio built. With all my money going to the construction and, of course, unforeseen circumstances, I had to figure out a way to get a new G5.

I paid a visit to an apple store in mid June just to make my inner geek mad and started looking at all the equipment. Before I knew it, I was speaking with a sales associate who just happened to be the business salesperson. He began telling me about a leasing program that Apple put forth that enabled the buyer to get the systems they need and just pay a monthly fee – no money down.

While all that sounds like I was writing an advertisement for Apple, I really wasn't doing that. I was just so enthralled that I could possibly get a new computer and not worry about maxing out a credit card. I looked into it further.

Apparently, the new Intel Power Macs were supposedly coming out soon but nobody had leaked when they were expecting them. Have no fear- I found out that with the lease (if approved) I could upgrade to the new Intel computer whenever I wanted.

This was too good to be true. And it almost was. Turns out that since my business credit was less than a year old and since that my personal credit was being compromised to bear the burden of my new venture that Apple kind of frowned upon my lease inquiry. They forwarded it to a subsidiary leasing company called Signature Leasing and they put the process through another rigorous test.